North America User Provisioning Market By Business Application (Role Management Solution, Administration & Management, User Log Management, Password Management, User Governance & Compliance), Business Function (Information Technology, Administration, Marketing & Sales, Human Resource), Organization Size (Small & Medium Enterprises, Large Enterprises), Deployment Type (Cloud, On-Premise), Vertical

The North America User Provisioning Market would witness market growth of10.6% CAGR during the forecast period (2017-2023). User provisioning solutions are the vital components in identity administration activities, for features such as SSO, Multifactor Authentication (MFA), role life cycle management, privileged access security, risk-based access control, Separation of Duties (SoD), automated provisioning and de-provisioning, self-service profile change and access request. Managed services are popular choice among businesses, as vendors are offering services to help clients in efficiently managing user accounts and user authorizations. Internal security and role management play a crucial part in executing the enterprise business functions successfully.

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Based on Business Application, the market report segments the market into Role Management, Administration & Management, User Log Management, Password Management, and User Governance & Compliance.Based on Business Function, the North America User Provisioning market segments the market into Information Technology, Administration, Marketing & Sales, Human Resource, and Others. Based on Organization Size, the market report segments the market into Small & Medium Enterprises and Large Enterprises. Based on Deployment Type, the North America User Provisioning market segments the market into Cloud and On-Premise. Based on Verticals, the market report segments the market into BFSI, Government, Energy & Utilities, Healthcare, Manufacturing, Retail, Telecom & IT, Education, and Others. Based on Countries, the North America User Provisioning market segments the market into US, Mexico, Canada, and Rest of North America. The market research report covers the competition analysis of key stake holders of the North America User Provisioning Market.

Key companies profiled in the report include IBM Corporation, Oracle Corporation, Hitachi Ltd. (Hitachi ID Systems), Dell Technologies Inc., SAP SE, CA Technologies, Microsoft Corporation, Atos, Delinea, and OneLogin, Inc.

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Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 North America User Provisioning Market, by Business Application
1.4.2 North America User Provisioning Market, by Business Function
1.4.3 North America User Provisioning Market, by Organization Size
1.4.4 North America User Provisioning Market, by Deployment Type
1.4.5 North America User Provisioning Market, by Vertical
1.4.6 North America User Provisioning Market, by Country
1.5 Methodology for the research
Chapter 2. Market Overview
2.1 Introduction
2.1.1 Segmental Analysis
2.1.1.1 Market By Business Function
2.1.1.2 Market By Business Application
2.1.1.3 Market By Deployment Type
2.1.1.4 Market By Vertical
2.1.1.5 Market By Country
2.2 Drivers, and Restraints
2.2.1 Market Drivers
2.2.2 Market Restraints
Chapter 3. North America User Provisioning Market
3.1 North America User Provisioning Market by Business Application
3.1.1 North America Role Management Solution Market by Country
3.1.2 North America Administration & Management Market by Country
3.1.3 North America User Log Management Market by Country
3.1.4 North America Password Management Market by Country
3.1.5 North America User Governance & Compliance Market by Country
Chapter 4. North America User Provisioning Market by Business Function
4.1 Introduction
4.1.1 North America Information Technology User Provisioning Market by Country
4.1.2 North America Administration User Provisioning Market by Country
4.1.3 North America Marketing & Sales User Provisioning Market by Country
4.1.4 North America Human Resource User Provisioning Market by Country
4.1.5 North America Others User Provisioning Market by Country
Chapter 5. North America User Provisioning Market by Organization Size
5.1 Introduction
5.1.1 North America Small & Medium Enterprises User Provisioning Market by Country
5.1.2 North America Large Enterprises User Provisioning Market by Country
Chapter 6. North America User Provisioning Market by Deployment Type
6.1 Introduction
6.1.1 North America Cloud Deployment User Provisioning Market by Country
6.1.2 North America On-Premise Deployment User Provisioning Market by Country
Chapter 7. North America User Provisioning Market by Vertical
7.1 Introduction
7.1.1 North America User Provisioning in BFSI Market by Country
7.1.2 North America User Provisioning in Government Market by Country
7.1.3 North America User Provisioning in Energy & Utilities Market by Country
7.1.4 North America User Provisioning in Healthcare Market by Country
7.1.5 North America User Provisioning in Manufacturing Market by Country
7.1.6 North America User Provisioning in Retail Market by Country
7.1.7 North America User Provisioning in Telecom & IT Market by Country
7.1.8 North America User Provisioning in Education Market by Country
7.1.9 North America User Provisioning in Others Market by Country
Chapter 8. North America User Provisioning Market by Country
8.1 Introduction
8.2 US User Provisioning Market
8.2.1 US User Provisioning Market by Business Application
8.2.2 US User Provisioning Market by Business Function
8.2.3 US User Provisioning Market by Organization Size
8.2.4 US User Provisioning Market by Deployment Type
8.2.5 US User Provisioning Market by Vertical
8.3 Canada User Provisioning Market
8.3.1 Canada User Provisioning Market by Business Application
8.3.2 Canada User Provisioning Market by Business Function
8.3.3 Canada User Provisioning Market by Organization Size
8.3.4 Canada User Provisioning Market by Deployment Type
8.3.5 Canada User Provisioning Market by Vertical
8.4 Mexico User Provisioning Market
8.4.1 Mexico User Provisioning Market by Business Application
8.4.2 Mexico User Provisioning Market by Business Function
8.4.3 Mexico User Provisioning Market by Organization Size
8.4.4 Mexico User Provisioning Market by Deployment Type
8.4.5 Mexico User Provisioning Market by Vertical
8.5 Rest of North America User Provisioning Market
8.5.1 Rest of North America User Provisioning Market by Business Application
8.5.2 Rest of North America User Provisioning Market by Business Function
8.5.3 Rest of North America User Provisioning Market by Organization Size
8.5.4 Rest of North America User Provisioning Market by Deployment Type
8.5.5 Rest of North America User Provisioning Market by Vertical
Chapter 9. Competitive Study
9.1 KBV Cardinal Matrix
9.2 Recent Industry Wide Strategic Developments
9.2.1 Product Launches
9.2.2 Mergers & Acquisitions and Expansion
9.2.3 Partnerships, Collaborations and Agreements
Chapter 10. Company Profiles
10.1 IBM Corporation
10.1.1 Company Overview
10.1.2 Financial Analysis
10.1.3 Segmental and Regional Analysis
10.1.4 Research & Development Expense
10.1.5 Strategies at a Glance
10.1.5.1 Product Launch
10.1.5.2 Mergers & Acquisitions
10.2 Oracle Corporation
10.2.1 Company Overview
10.2.2 Financial Analysis
10.2.3 Segmental and Regional Analysis
10.2.4 Research & Development Expense
10.2.5 Strategies at a Glance
10.2.5.1 Product Launch
10.3 Hitachi (Hitachi ID Systems)
10.3.1 Company Overview
10.3.2 Financial Analysis
10.3.3 Segmental and Regional Analysis
10.3.4 Strategies at a Glance
10.3.4.1 Product Launch
10.4 Dell Technologies, Inc.
10.4.1 Company Overview
10.4.2 Financial Analysis
10.4.3 Segmental and Regional Analysis
10.4.4 Research & Development Expense
10.5 SAP SE
10.5.1 Company Overview
10.5.2 Financial Analysis
10.5.3 Segmental and Regional Analysis
10.5.4 Research & Development Expense
10.6 CA Technologies
10.6.1 Company Overview
10.6.2 Financial Analysis
10.6.3 Segmental and Regional Analysis
10.6.4 Research & Development Expense
10.6.5 Strategies at a Glance
10.6.5.1 Product Launch
10.7 Microsoft Corporation
10.7.1 Company Overview
10.7.2 Financial Analysis
10.7.3 Segmental and Regional Analysis
10.7.4 Research & Development Expense
10.8 Atos
10.8.1 Company Overview
10.8.2 Financial Analysis
10.8.3 Segmental Analysis
10.8.4 Strategies at a Glance
10.8.4.1 Product Launch
10.9 Centrify Corporation
10.9.1 Company Overview
10.9.2 Strategies at a Glance
10.9.2.1 Product Launch
10.9.2.2 Expansion
10.1 OneLogin, Inc.
10.10.1 Company Overview
10.10.2 Strategies at a Glance
10.10.2.1 Partnerships, Collaborations and Agreements

TABLE 1 NORTH AMERICA USER PROVISIONING MARKET, 2013 - 2016, USD MILLION
TABLE 2 NORTH AMERICA USER PROVISIONING MARKET, 2017 - 2023, USD MILLION
TABLE 3 NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2013 - 2016, USD MILLION
TABLE 4 NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2017 - 2023, USD MILLION
TABLE 5 NORTH AMERICA ROLE MANAGEMENT SOLUTION MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 6 NORTH AMERICA ROLE MANAGEMENT SOLUTION MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 7 NORTH AMERICA ADMINISTRATION & MANAGEMENT MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 8 NORTH AMERICA ADMINISTRATION & MANAGEMENT MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 9 NORTH AMERICA USER LOG MANAGEMENT MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 10 NORTH AMERICA USER LOG MANAGEMENT MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 11 NORTH AMERICA PASSWORD MANAGEMENT MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 12 NORTH AMERICA PASSWORD MANAGEMENT MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 13 NORTH AMERICA USER GOVERNANCE & COMPLIANCE MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 14 NORTH AMERICA USER GOVERNANCE & COMPLIANCE MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 15 NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2013 - 2016, USD MILLION
TABLE 16 NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2017 - 2023, USD MILLION
TABLE 17 NORTH AMERICA INFORMATION TECHNOLOGY USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 18 NORTH AMERICA INFORMATION TECHNOLOGY USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 19 NORTH AMERICA ADMINISTRATION USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 20 NORTH AMERICA ADMINISTRATION USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 21 NORTH AMERICA MARKETING & SALES USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 22 NORTH AMERICA MARKETING & SALES USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 23 NORTH AMERICA HUMAN RESOURCE USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 24 NORTH AMERICA HUMAN RESOURCE USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 25 NORTH AMERICA OTHERS USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 26 NORTH AMERICA OTHERS USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 27 NORTH AMERICA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2013 - 2016, USD MILLION
TABLE 28 NORTH AMERICA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2017 - 2023, USD MILLION
TABLE 29 NORTH AMERICA SMALL & MEDIUM ENTERPRISES USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 30 NORTH AMERICA SMALL & MEDIUM ENTERPRISES USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 31 NORTH AMERICA LARGE ENTERPRISES USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 32 NORTH AMERICA LARGE ENTERPRISES USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 33 NORTH AMERICA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2013 - 2016, USD MILLION
TABLE 34 NORTH AMERICA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2017 - 2023, USD MILLION
TABLE 35 NORTH AMERICA CLOUD DEPLOYMENT USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 36 NORTH AMERICA CLOUD DEPLOYMENT USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 37 NORTH AMERICA ON-PREMISE DEPLOYMENT USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 38 NORTH AMERICA ON-PREMISE DEPLOYMENT USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 39 NORTH AMERICA USER PROVISIONING MARKET BY VERTICAL, 2013 - 2016, USD MILLION
TABLE 40 NORTH AMERICA USER PROVISIONING MARKET BY VERTICAL, 2017 - 2023, USD MILLION
TABLE 41 NORTH AMERICA USER PROVISIONING IN BFSI MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 42 NORTH AMERICA USER PROVISIONING IN BFSI MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 43 NORTH AMERICA USER PROVISIONING IN GOVERNMENT MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 44 NORTH AMERICA USER PROVISIONING IN GOVERNMENT MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 45 NORTH AMERICA USER PROVISIONING IN ENERGY & UTILITIES MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 46 NORTH AMERICA USER PROVISIONING IN ENERGY & UTILITIES MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 47 NORTH AMERICA USER PROVISIONING IN HEALTHCARE MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 48 NORTH AMERICA USER PROVISIONING IN HEALTHCARE MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 49 NORTH AMERICA USER PROVISIONING IN MANUFACTURING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 50 NORTH AMERICA USER PROVISIONING IN MANUFACTURING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 51 NORTH AMERICA USER PROVISIONING IN RETAIL MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 52 NORTH AMERICA USER PROVISIONING IN RETAIL MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 53 NORTH AMERICA USER PROVISIONING IN TELECOM & IT MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 54 NORTH AMERICA USER PROVISIONING IN TELECOM & IT MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 55 NORTH AMERICA USER PROVISIONING IN EDUCATION MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 56 NORTH AMERICA USER PROVISIONING IN EDUCATION MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 57 NORTH AMERICA USER PROVISIONING IN OTHERS MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 58 NORTH AMERICA USER PROVISIONING IN OTHERS MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 59 NORTH AMERICA USER PROVISIONING MARKET BY COUNTRY, 2013 - 2016, USD MILLION
TABLE 60 NORTH AMERICA USER PROVISIONING MARKET BY COUNTRY, 2017 - 2023, USD MILLION
TABLE 61 US USER PROVISIONING MARKET, 2013 - 2016, USD MILLION
TABLE 62 US USER PROVISIONING MARKET, 2017 - 2023, USD MILLION
TABLE 63 US USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2013 - 2016, USD MILLION
TABLE 64 US USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2017 - 2023, USD MILLION
TABLE 65 US USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2013 - 2016, USD MILLION
TABLE 66 US USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2017 - 2023, USD MILLION
TABLE 67 US USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2013 - 2016, USD MILLION
TABLE 68 US USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2017 - 2023, USD MILLION
TABLE 69 US USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2013 - 2016, USD MILLION
TABLE 70 US USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2017 - 2023, USD MILLION
TABLE 71 US USER PROVISIONING MARKET BY VERTICAL, 2013 - 2016, USD MILLION
TABLE 72 US USER PROVISIONING MARKET BY VERTICAL, 2017 - 2023, USD MILLION
TABLE 73 CANADA USER PROVISIONING MARKET, 2013 - 2016, USD MILLION
TABLE 74 CANADA USER PROVISIONING MARKET, 2017 - 2023, USD MILLION
TABLE 75 CANADA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2013 - 2016, USD MILLION
TABLE 76 CANADA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2017 - 2023, USD MILLION
TABLE 77 CANADA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2013 - 2016, USD MILLION
TABLE 78 CANADA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2017 - 2023, USD MILLION
TABLE 79 CANADA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2013 - 2016, USD MILLION
TABLE 80 CANADA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2017 - 2023, USD MILLION
TABLE 81 CANADA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2013 - 2016, USD MILLION
TABLE 82 CANADA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2017 - 2023, USD MILLION
TABLE 83 CANADA USER PROVISIONING MARKET BY VERTICAL, 2013 - 2016, USD MILLION
TABLE 84 CANADA USER PROVISIONING MARKET BY VERTICAL, 2017 - 2023, USD MILLION
TABLE 85 MEXICO USER PROVISIONING MARKET, 2013 - 2016, USD MILLION
TABLE 86 MEXICO USER PROVISIONING MARKET, 2017 - 2023, USD MILLION
TABLE 87 MEXICO USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2013 - 2016, USD MILLION
TABLE 88 MEXICO USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2017 - 2023, USD MILLION
TABLE 89 MEXICO USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2013 - 2016, USD MILLION
TABLE 90 MEXICO USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2017 - 2023, USD MILLION
TABLE 91 MEXICO USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2013 - 2016, USD MILLION
TABLE 92 MEXICO USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2017 - 2023, USD MILLION
TABLE 93 MEXICO USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2013 - 2016, USD MILLION
TABLE 94 MEXICO USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2017 - 2023, USD MILLION
TABLE 95 MEXICO USER PROVISIONING MARKET BY VERTICAL, 2013 - 2016, USD MILLION
TABLE 96 MEXICO USER PROVISIONING MARKET BY VERTICAL, 2017 - 2023, USD MILLION
TABLE 97 REST OF NORTH AMERICA USER PROVISIONING MARKET, 2013 - 2016, USD MILLION
TABLE 98 REST OF NORTH AMERICA USER PROVISIONING MARKET, 2017 - 2023, USD MILLION
TABLE 99 REST OF NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2013 - 2016, USD MILLION
TABLE 100 REST OF NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS APPLICATION, 2017 - 2023, USD MILLION
TABLE 101 REST OF NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2013 - 2016, USD MILLION
TABLE 102 REST OF NORTH AMERICA USER PROVISIONING MARKET BY BUSINESS FUNCTION, 2017 - 2023, USD MILLION
TABLE 103 REST OF NORTH AMERICA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2013 - 2016, USD MILLION
TABLE 104 REST OF NORTH AMERICA USER PROVISIONING MARKET BY ORGANIZATION SIZE, 2017 - 2023, USD MILLION
TABLE 105 REST OF NORTH AMERICA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2013 - 2016, USD MILLION
TABLE 106 REST OF NORTH AMERICA USER PROVISIONING MARKET BY DEPLOYMENT TYPE, 2017 - 2023, USD MILLION
TABLE 107 REST OF NORTH AMERICA USER PROVISIONING MARKET BY VERTICAL, 2013 - 2016, USD MILLION
TABLE 108 REST OF NORTH AMERICA USER PROVISIONING MARKET BY VERTICAL, 2017 - 2023, USD MILLION
TABLE 109 PRODUCT LAUNCHES ? USER PROVISIONING MARKET
TABLE 110 MERGERS & ACQUISTIONS AND EXPANSION? USER PROVISIONING MARKET
TABLE 111 PARTNERSHIPS, COLLABORATIONS AND AGREEMENTS? USER PROVISIONING MARKET
TABLE 112 KEY INFORMATION ? IBM CORPORATION
TABLE 113 KEY INFORMATION ? ORACLE CORPORATION
TABLE 114 KEY INFORMATION ? HITACHI (HITACHI ID SYSTEMS)
TABLE 115 KEY INFORMATION ? DELL TECHNOLOGIES, INC.
TABLE 116 KEY INFORMATION ? SAP SE
TABLE 117 KEY INFORMATION ? CA TECHNOLOGIES
TABLE 118 KEY INFORMATION ? MICROSOFT CORPORATION
TABLE 119 KEY INFORMATION ? ATOS
TABLE 120 KEY INFORMATION ? CENTRIFY CORPORATION
TABLE 121 KEY INFORMATION ? ONELOGIN, INC. LIST OF FIGURES FIG 1 MARKET BY BUSINESS FUNCTION FIG 2 MARKET BY BUSINESS APPLICATION FIG 3 MARKET BY DEPLOYMENT TYPE FIG 4 MARKET BY VERTICAL FIG 5 MARKET BY COUNTRY FIG 6 KBV CARDINAL MATRIX