The North America Real-Time Payments Market would witness market growth of 31.5% CAGR during the forecast period (2020-2026). Real-time payment is considered as an immediate, instant, quick payment and is capable of supporting retail, person to person, and mobile payments. Real-time payment systems provide an immediate interbank electronic fund transfer service that can be commenced with the help of several channels that involve smartphones, tablets, digital wallets, and the web. Real-time payments offer several advantages to financial institutions (FIs), merchants, consumers, and society by providing better visibility into payments, by facilitating better cash management, and by assisting businesses in managing operations by increasing liquidity.
Regulators around the world are putting efforts to accelerate payments. The Federal Reserve Bank and the National Automated Clearing House Association (NACHA) are putting joint efforts on a way to accelerate real-time payments in the US. In some developed economies, regulations are encouraging the growth of real-time payments. This can be beneficial to consumers as well the government, which can effectively trace activity and assist in expanding the fluidity of the overall economy.
Moreover, many small businesses and large retailers are considering real-time payment to improve their cash flow management, decrease fraud activity and offer incremental value to their customers. These factors will fuel the demand for real-time payments market during the forecast period.
Based on Component, the market is segmented into Solution and Services. Solution segment is further bifurcated across Payment Gateway, Payment Processing and Security & Fraud Management. Based on Payment Type, the market is segmented into Person-to-Business (P2B), Business-to-Business (B2B), Person-to-Person (P2P) and Others. Based on Deployment Type, the market is segmented into On-premise and Cloud. Based on End User, the market is segmented into Retail & E-commerce, Government & Utilities, Healthcare, Telecom & IT, Travel & Hospitality, BFSI and Others. Based on countries, the market is segmented into U.S., Mexico, Canada, and Rest of North America.
Free Valuable Insights: Real-Time Payments Market in North America is expected to register a CAGR of 31.5% during the forecast period (2020-2026)
The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include ACI Worldwide, Inc., Fidelity Information Services (FIS), Inc., Fiserv, Inc., Mastercard, Inc., PayPal Holdings, Inc. (eBay), Visa, Inc., Apple, Inc., Temenos AG, Capgemini SE, and Finastra Group Holdings Limited (Vista Equity Partners).
Scope of the Study
Market Segments Covered in the Report:
By Component
- Solution
- Payment Gateway
- Payment Processing
- Security & Fraud Management
- Services
By Payment Type
- Person-to-Business (P2B)
- Business-to-Business (B2B)
- Person-to-Person (P2P)
- Others
By Deployment Type
By End User
- Retail & E-commerce
- Government & Utilities
- Healthcare
- Telecom & IT
- Travel & Hospitality
- BFSI
- Others
By Country
- US
- Canada
- Mexico
- Rest of North America
Key Market Players
List of Companies Profiled in the Report:
- ACI Worldwide, Inc.
- Fidelity Information Services (FIS), Inc.
- Fiserv, Inc.
- Mastercard, Inc.
- PayPal Holdings, Inc. (eBay)
- Visa, Inc.
- Apple, Inc.
- Temenos AG
- Capgemini SE
- Finastra Group Holdings Limited (Vista Equity Partners)
Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 North America Real-Time Payments Market, by Component
1.4.2 North America Real-Time Payments Market, by Payment Type
1.4.3 North America Real-Time Payments Market, by Deployment Type
1.4.4 North America Real-Time Payments Market, by End User
1.4.5 North America Real-Time Payments Market, by Country
1.5 Methodology for the research
Chapter 2. Market Overview
2.1 Introduction
2.1.1 Overview
2.1.2 Market Composition and Scenario
2.2 Key Factors Impacting the Market
2.2.1 Market Drivers
2.2.2 Market Restraints
Chapter 3. Competition Analysis - Global
3.1 KBV Cardinal Matrix
3.2 Recent Industry Wide Strategic Developments
3.2.1 Partnerships, Collaborations and Agreements
3.2.2 Product Launches and Product Expansions
3.2.3 Acquisition and Mergers
3.3 Top Winning Strategies
3.3.1 Key Leading Strategies: Percentage Distribution (2016-2020)
3.3.2 Key Strategic Move: (Partnerships, Collaborations, and Agreements : 2016, Aug – 2021, Jan) Leading Players
Chapter 4. North America Real-Time Payments Market by Component
4.1 North America Real-Time Payments Solution Market by Country
4.2 North America Real-Time Payments Market by Solution Type
4.2.1 North America Real-Time Payments Payment Gateway Market by Country
4.2.2 North America Real-Time Payments Payment Processing Market by Country
4.2.3 North America Real-Time Payments Security & Fraud Management Market by Country
4.3 North America Real-Time Payments Services Market by Country
Chapter 5. North America Real-Time Payments Market by Payment Type
5.1 North America Person-to-Business (P2B) Real-Time Payments Market by Country
5.2 North America Business-to-Business (B2B) Real-Time Payments Market by Country
5.3 North America Person-to-Person (P2P) Real-Time Payments Market by Country
5.4 North America Other Payment Type Real-Time Payments Market by Country
Chapter 6. North America Real-Time Payments Market by Deployment Type
6.1 North America On-premise Real-Time Payments Market by Country
6.2 North America Cloud Real-Time Payments Market by Country
Chapter 7. North America Real-Time Payments Market by End Use
7.1 North America Retail & E-commerce Real-Time Payments Market by Country
7.2 North America Government & Utilities Real-Time Payments Market by Country
7.3 North America Healthcare Real-Time Payments Market by Country
7.4 North America Telecom & IT Real-Time Payments Market by Country
7.5 North America Travel & Hospitality Real-Time Payments Market by Country
7.6 North America BFSI Real-Time Payments Market by Country
7.7 North America Others Real-Time Payments Market by Country
Chapter 8. North America Real-Time Payments Market by Country
8.1 US Real-Time Payments Market
8.1.1 US Real-Time Payments Market by Component
8.1.1.1 US Real-Time Payments Market by Solution Type
8.1.2 US Real-Time Payments Market by Payment Type
8.1.3 US Real-Time Payments Market by Deployment Type
8.1.4 US Real-Time Payments Market by End Use
8.2 Canada Real-Time Payments Market
8.2.1 Canada Real-Time Payments Market by Component
8.2.1.1 Canada Real-Time Payments Market by Solution Type
8.2.2 Canada Real-Time Payments Market by Payment Type
8.2.3 Canada Real-Time Payments Market by Deployment Type
8.2.4 Canada Real-Time Payments Market by End Use
8.3 Mexico Real-Time Payments Market
8.3.1 Mexico Real-Time Payments Market by Component
8.3.1.1 Mexico Real-Time Payments Market by Solution Type
8.3.2 Mexico Real-Time Payments Market by Payment Type
8.3.3 Mexico Real-Time Payments Market by Deployment Type
8.3.4 Mexico Real-Time Payments Market by End Use
8.4 Rest of North America Real-Time Payments Market
8.4.1 Rest of North America Real-Time Payments Market by Component
8.4.1.1 Rest of North America Real-Time Payments Market by Solution Type
8.4.2 Rest of North America Real-Time Payments Market by Payment Type
8.4.3 Rest of North America Real-Time Payments Market by Deployment Type
8.4.4 Rest of North America Real-Time Payments Market by End Use
Chapter 9. Company Profiles
9.1 ACI Worldwide, Inc.
9.1.1 Company Overview
9.1.2 Financial Analysis
9.1.3 Regional & Segmental Analysis
9.1.4 Research & Development Expenses
9.1.5 Recent strategies and developments:
9.1.5.1 Partnerships, Collaborations, and Agreements:
9.1.5.2 Acquisition and Mergers:
9.1.6 SWOT analysis
9.2 Fidelity Information Services (FIS), Inc.
9.2.1 Company Overview
9.2.2 Financial Analysis
9.2.3 Segmental and Regional Analysis
9.2.4 Recent strategies and developments:
9.2.4.1 Partnerships, Collaborations, and Agreements:
9.2.4.2 Acquisition and Mergers:
9.2.5 SWOT Analysis
9.3 Fiserv, Inc.
9.3.1 Company Overview
9.3.2 Financial Analysis
9.3.3 Segmental and Regional Analysis
9.3.4 Recent strategies and developments:
9.3.4.1 Partnerships, Collaborations, and Agreements:
9.3.4.2 Acquisition and Mergers:
9.3.4.3 Product Launches and Product Expansions:
9.3.5 SWOT Analysis
9.4 Mastercard, Inc.
9.4.1 Company Overview
9.4.2 Financial Analysis
9.4.3 Regional Analysis
9.4.4 Recent strategies and developments:
9.4.4.1 Partnerships, Collaborations, and Agreements:
9.4.4.2 Acquisition and Mergers:
9.5 PayPal Holdings, Inc. (eBay)
9.5.1 Company Overview
9.5.2 Financial Analysis
9.5.3 Regional Analysis
9.5.4 Research & Development Expense
9.5.5 Recent strategies and developments:
9.5.5.1 Partnerships, Collaborations, and Agreements:
9.5.5.2 Acquisition and Mergers:
9.6 Visa, Inc.
9.6.1 Company Overview
9.6.2 Financial Analysis
9.6.3 Recent strategies and developments:
9.6.3.1 Partnerships, Collaborations, and Agreements:
9.6.3.2 Acquisition and Mergers:
9.6.3.3 Product Launches and Product Expansions:
9.7 Apple, Inc.
9.7.1 Company Overview
9.7.2 Financial Analysis
9.7.3 Product and Regional Analysis
9.7.4 Research & Development Expense
9.7.5 Recent strategies and developments:
9.7.5.1 Acquisition and Mergers:
9.7.5.2 Product Launches and Product Expansions:
9.7.6 SWOT Analysis
9.8 Temenos AG
9.8.1 Company Overview
9.8.2 Financial Analysis
9.8.3 Segmental and Regional Analysis
9.8.4 Recent strategies and developments:
9.8.4.1 Partnerships, Collaborations, and Agreements:
9.8.4.2 Acquisition and Mergers:
9.8.4.3 Product Launches and Product Expansions:
9.8.5 SWOT Analysis
9.9 Capgemini SE
9.9.1 Company Overview
9.9.2 Financial Analysis
9.9.3 Regional Analysis
9.10. Finastra Group Holdings Limited (Vista Equity Partners)
9.10.1 Company Overview
9.10.2 Recent strategies and developments:
9.10.2.1 Partnerships, Collaborations, and Agreements:
9.10.2.2 Product Launches and Product Expansions:
TABLE 1 North America Real-Time Payments Market, 2016 - 2019, USD Million
TABLE 2 North America Real-Time Payments Market, 2020 - 2026, USD Million
TABLE 3 Partnerships, Collaborations and Agreements– Real-Time Payments Market
TABLE 4 Product Launches And Product Expansions– Real-Time Payments Market
TABLE 5 Acquisition and Mergers– Real-Time Payments Market
TABLE 6 North America Real-Time Payments Market by Component, 2016 - 2019, USD Million
TABLE 7 North America Real-Time Payments Market by Component, 2020 - 2026, USD Million
TABLE 8 North America Real-Time Payments Solution Market by Country, 2016 - 2019, USD Million
TABLE 9 North America Real-Time Payments Solution Market by Country, 2020 - 2026, USD Million
TABLE 10 North America Real-Time Payments Market by Solution Type, 2016 - 2019, USD Million
TABLE 11 North America Real-Time Payments Market by Solution Type, 2020 - 2026, USD Million
TABLE 12 North America Real-Time Payments Payment Gateway Market by Country, 2016 - 2019, USD Million
TABLE 13 North America Real-Time Payments Payment Gateway Market by Country, 2020 - 2026, USD Million
TABLE 14 North America Real-Time Payments Payment Processing Market by Country, 2016 - 2019, USD Million
TABLE 15 North America Real-Time Payments Payment Processing Market by Country, 2020 - 2026, USD Million
TABLE 16 North America Real-Time Payments Security & Fraud Management Market by Country, 2016 - 2019, USD Million
TABLE 17 North America Real-Time Payments Security & Fraud Management Market by Country, 2020 - 2026, USD Million
TABLE 18 North America Real-Time Payments Services Market by Country, 2016 - 2019, USD Million
TABLE 19 North America Real-Time Payments Services Market by Country, 2020 - 2026, USD Million
TABLE 20 North America Real-Time Payments Market by Payment Type, 2016 - 2019, USD Million
TABLE 21 North America Real-Time Payments Market by Payment Type, 2020 - 2026, USD Million
TABLE 22 North America Person-to-Business (P2B) Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 23 North America Person-to-Business (P2B) Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 24 North America Business-to-Business (B2B) Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 25 North America Business-to-Business (B2B) Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 26 North America Person-to-Person (P2P) Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 27 North America Person-to-Person (P2P) Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 28 North America Other Payment Type Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 29 North America Other Payment Type Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 30 North America Real-Time Payments Market by Deployment Type, 2016 - 2019, USD Million
TABLE 31 North America Real-Time Payments Market by Deployment Type, 2020 - 2026, USD Million
TABLE 32 North America On-premise Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 33 North America On-premise Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 34 North America Cloud Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 35 North America Cloud Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 36 North America Real-Time Payments Market by End Use, 2016 - 2019, USD Million
TABLE 37 North America Real-Time Payments Market by End Use, 2020 - 2026, USD Million
TABLE 38 North America Retail & E-commerce Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 39 North America Retail & E-commerce Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 40 North America Government & Utilities Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 41 North America Government & Utilities Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 42 North America Healthcare Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 43 North America Healthcare Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 44 North America Telecom & IT Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 45 North America Telecom & IT Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 46 North America Travel & Hospitality Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 47 North America Travel & Hospitality Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 48 North America BFSI Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 49 North America BFSI Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 50 North America Others Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 51 North America Others Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 52 North America Real-Time Payments Market by Country, 2016 - 2019, USD Million
TABLE 53 North America Real-Time Payments Market by Country, 2020 - 2026, USD Million
TABLE 54 US Real-Time Payments Market, 2016 - 2019, USD Million
TABLE 55 US Real-Time Payments Market, 2020 - 2026, USD Million
TABLE 56 US Real-Time Payments Market by Component, 2016 - 2019, USD Million
TABLE 57 US Real-Time Payments Market by Component, 2020 - 2026, USD Million
TABLE 58 US Real-Time Payments Market by Solution Type, 2016 - 2019, USD Million
TABLE 59 US Real-Time Payments Market by Solution Type, 2020 - 2026, USD Million
TABLE 60 US Real-Time Payments Market by Payment Type, 2016 - 2019, USD Million
TABLE 61 US Real-Time Payments Market by Payment Type, 2020 - 2026, USD Million
TABLE 62 US Real-Time Payments Market by Deployment Type, 2016 - 2019, USD Million
TABLE 63 US Real-Time Payments Market by Deployment Type, 2020 - 2026, USD Million
TABLE 64 US Real-Time Payments Market by End Use, 2016 - 2019, USD Million
TABLE 65 US Real-Time Payments Market by End Use, 2020 - 2026, USD Million
TABLE 66 Canada Real-Time Payments Market, 2016 - 2019, USD Million
TABLE 67 Canada Real-Time Payments Market, 2020 - 2026, USD Million
TABLE 68 Canada Real-Time Payments Market by Component, 2016 - 2019, USD Million
TABLE 69 Canada Real-Time Payments Market by Component, 2020 - 2026, USD Million
TABLE 70 Canada Real-Time Payments Market by Solution Type, 2016 - 2019, USD Million
TABLE 71 Canada Real-Time Payments Market by Solution Type, 2020 - 2026, USD Million
TABLE 72 Canada Real-Time Payments Market by Payment Type, 2016 - 2019, USD Million
TABLE 73 Canada Real-Time Payments Market by Payment Type, 2020 - 2026, USD Million
TABLE 74 Canada Real-Time Payments Market by Deployment Type, 2016 - 2019, USD Million
TABLE 75 Canada Real-Time Payments Market by Deployment Type, 2020 - 2026, USD Million
TABLE 76 Canada Real-Time Payments Market by End Use, 2016 - 2019, USD Million
TABLE 77 Canada Real-Time Payments Market by End Use, 2020 - 2026, USD Million
TABLE 78 Mexico Real-Time Payments Market, 2016 - 2019, USD Million
TABLE 79 Mexico Real-Time Payments Market, 2020 - 2026, USD Million
TABLE 80 Mexico Real-Time Payments Market by Component, 2016 - 2019, USD Million
TABLE 81 Mexico Real-Time Payments Market by Component, 2020 - 2026, USD Million
TABLE 82 Mexico Real-Time Payments Market by Solution Type, 2016 - 2019, USD Million
TABLE 83 Mexico Real-Time Payments Market by Solution Type, 2020 - 2026, USD Million
TABLE 84 Mexico Real-Time Payments Market by Payment Type, 2016 - 2019, USD Million
TABLE 85 Mexico Real-Time Payments Market by Payment Type, 2020 - 2026, USD Million
TABLE 86 Mexico Real-Time Payments Market by Deployment Type, 2016 - 2019, USD Million
TABLE 87 Mexico Real-Time Payments Market by Deployment Type, 2020 - 2026, USD Million
TABLE 88 Mexico Real-Time Payments Market by End Use, 2016 - 2019, USD Million
TABLE 89 Mexico Real-Time Payments Market by End Use, 2020 - 2026, USD Million
TABLE 90 Rest of North America Real-Time Payments Market, 2016 - 2019, USD Million
TABLE 91 Rest of North America Real-Time Payments Market, 2020 - 2026, USD Million
TABLE 92 Rest of North America Real-Time Payments Market by Component, 2016 - 2019, USD Million
TABLE 93 Rest of North America Real-Time Payments Market by Component, 2020 - 2026, USD Million
TABLE 94 Rest of North America Real-Time Payments Market by Solution Type, 2016 - 2019, USD Million
TABLE 95 Rest of North America Real-Time Payments Market by Solution Type, 2020 - 2026, USD Million
TABLE 96 Rest of North America Real-Time Payments Market by Payment Type, 2016 - 2019, USD Million
TABLE 97 Rest of North America Real-Time Payments Market by Payment Type, 2020 - 2026, USD Million
TABLE 98 Rest of North America Real-Time Payments Market by Deployment Type, 2016 - 2019, USD Million
TABLE 99 Rest of North America Real-Time Payments Market by Deployment Type, 2020 - 2026, USD Million
TABLE 100 Rest of North America Real-Time Payments Market by End Use, 2016 - 2019, USD Million
TABLE 101 Rest of North America Real-Time Payments Market by End Use, 2020 - 2026, USD Million
TABLE 102 Key information – ACI Worldwide, Inc.
TABLE 103 Key Information – Fidelity Information Services (FIS), Inc.
TABLE 104 Key Information –Fiserv, Inc.
TABLE 105 key Information – Mastercard, Inc.
TABLE 106 Key Information – PayPal Holdings, Inc.
TABLE 107 Key Information – Visa, Inc.
TABLE 108 Key Information – Apple, Inc.
TABLE 109 Key Information – Temenos AG
TABLE 110 Key Information – Capgemini SE
TABLE 111 Key Information – Finastra Group Holdings Limited
List of Figures
FIG 1 Methodology for the research
FIG 2 KBV Cardinal Matrix
FIG 3 Key Leading Strategies: Percentage Distribution (2016-2020)
FIG 4 Key Strategic Move: (Partnerships, Collaborations, and Agreements : 2016, Aug – 2021, Jan) Leading Players
FIG 5 Recent strategies and developments: ACI Worldwide, Inc.
FIG 6 swot analysis: aci worldwide, inc.
FIG 7 Recent strategies and developments: Fidelity Information Services (FIS), Inc.
FIG 8 Swot analysis: fidelity information services (fis), inc.
FIG 9 Recent strategies and developments: Fiserv, Inc.
FIG 10 SWOT Analysis: Fiserv, Inc.
FIG 11 Recent strategies and developments: Mastercard, Inc.
FIG 12 Recent strategies and developments: PayPal Holdings, Inc.
FIG 13 Recent strategies and developments: Visa, Inc.
FIG 14 Recent strategies and developments: Apple, Inc.
FIG 15 SWOT Analysis: apple, Inc.
FIG 16 Recent strategies and developments: Temenos AG
FIG 17 SWOT Analysis: Temenos AG
FIG 18 Recent strategies and developments: Finastra Group Holdings Limited