The Europe QR Code Payment Market would witness market growth of 18.9% CAGR during the forecast period (2025-2032).
The Germany market dominated the Europe QR Code Payment Market by Country in 2024, and would continue to be a dominant market till 2032; thereby, achieving a market value of USD 1,743.3 Million by 2032. The UK market is exhibiting a CAGR of 17.8% during (2025 - 2032). Additionally, The France market would experience a CAGR of 19.7% during (2025 - 2032). The Germany and UK led the Europe QR Code Payment Market by Country with a market share of 20.5% and 19% in 2024.

There are two main ways that the Europe QR code payment market has changed: account-to-account (A2A) payments using SEPA and national real-time rails, and wallet-style consumer experiences that use scannable codes at the point of interaction. Early adopters were practical and came from within the country. Nordic countries preferred mobile person-to-person and in-store QR payments, Central and Eastern Europe used bank apps to make payment requests, and Southern Europe used QR codes in public bills and e-government services. Standardized payload formats made it possible for any bank app that was part of SEPA to start transfers. At the same time, the rise of smartphones and mobile banking made QR codes a common way to make quick payments, send invoices, and make donations.
The market is now shaped by three trends: QR codes are becoming the standard way to make payments between accounts; QR codes are moving from being static to dynamic at the point of sale; and QR codes are being used more and more in areas other than retail, such as transportation, culture, and public services. Dynamic codes cut down on fraud, make reconciliation easier, and work with loyalty programs and post-payment engagement. Instant euro transfers let you send money in seconds. Biometric login, codes that expire, and merchant verification are all security measures that help people trust you. Market strategies focus on making QR work with other systems, adding it to workflows, and integrating it into the public sector.
Offerings Outlook
Based on Offerings, the market is segmented into Solution and Services. With a compound annual growth rate (CAGR) of 16.8% over the projection period, the Solution Market, dominate the Germany QR Code Payment Market by Offerings in 2024 and would be a prominent market until 2032. The Services market is expected to witness a CAGR of 17.8% during (2025 - 2032).
End User Outlook
Based on End-user, the market is segmented into Restaurant, Retail & E-commerce, E-ticket Booking, and Other End-user. The Restaurant market segment dominated the UK QR Code Payment Market by End-user is expected to grow at a CAGR of 17 % during the forecast period thereby continuing its dominance until 2032. Also, The E-ticket Booking market is anticipated to grow as a CAGR of 18.5 % during the forecast period during (2025 - 2032).
Solution Type Outlook
Based on Solution Type, the market is segmented into Dynamic QR code and Static QR code. With a market value of $898.6 Million by 2032, and a compound annual growth rate (CAGR) of 19.2% over the projection period, the Dynamic QR code Market, dominate the France QR Code Payment Market by Solution Type in 2024 and would be a prominent market until 2032. The Static QR code market is expected to witness a CAGR of 20.5% during (2025 - 2032).

Free Valuable Insights: The Global QR Code Payment Market will Hit USD 48.59 Billion by 2032, at a CAGR of 19.4%
Country Outlook
QR payments in Germany have gone from being a small part of banking to becoming a popular addition to traditional debit systems. Banks and savings institutions initially integrated QR into account-to-account apps, enabling pay-by-scan for invoices and retail, supported by infrastructure and regulation from the Bundesbank and BaFin. Strong consumer trust, a high number of smartphones, and SEPA Instant for near-real-time euro transfers are all factors that drive adoption. More and more businesses, especially those in hospitality and municipal services, are printing QR codes on bills so that customers can pay quickly and without touching anything. Customers also prefer scanning to entering their IBAN by hand.
List of Key Companies Profiled
- PayPal Holdings, Inc.
- One97 Communications Limited (Paytm Payments Services Limited)
- Google Pay (Google LLC)
- Square, Inc. (Block, Inc.)
- PaymentCloud Inc. (Electronic Merchant Systems, LLC)
- Ecentric Payment Systems (Pty) Ltd
- Revolut Ltd.
- Nearex Pte Ltd.
- ACI Worldwide, Inc.
- LINE Pay Taiwan Limited
Europe QR Code Payment Market Report Segmentation
By Offerings
By Solution Type
- Dynamic QR code
- Static QR code
By Payment Type
- Push Payment
- Pull Payment
By Transaction Channel
By End User
- Restaurant
- Retail & E-commerce
- E-ticket Booking
- Other End-user
By Country
- Germany
- UK
- France
- Russia
- Spain
- Italy
- Rest of Europe
TABLE 1 Europe QR Code Payment Market, 2021 - 2024, USD Million
TABLE 2 Europe QR Code Payment Market, 2025 - 2032, USD Million
TABLE 3 Partnerships, Collaborations and Agreements– QR Code Payment Market
TABLE 4 Product Launches And Product Expansions– QR Code Payment Market
TABLE 5 Europe QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 6 Europe QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 7 Europe Solution Market by Country, 2021 - 2024, USD Million
TABLE 8 Europe Solution Market by Country, 2025 - 2032, USD Million
TABLE 9 Europe Services Market by Country, 2021 - 2024, USD Million
TABLE 10 Europe Services Market by Country, 2025 - 2032, USD Million
TABLE 11 Europe QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 12 Europe QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 13 Europe Dynamic QR code Market by Country, 2021 - 2024, USD Million
TABLE 14 Europe Dynamic QR code Market by Country, 2025 - 2032, USD Million
TABLE 15 Europe Static QR code Market by Country, 2021 - 2024, USD Million
TABLE 16 Europe Static QR code Market by Country, 2025 - 2032, USD Million
TABLE 17 Europe QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 18 Europe QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 19 Europe Push Payment Market by Country, 2021 - 2024, USD Million
TABLE 20 Europe Push Payment Market by Country, 2025 - 2032, USD Million
TABLE 21 Europe Pull Payment Market by Country, 2021 - 2024, USD Million
TABLE 22 Europe Pull Payment Market by Country, 2025 - 2032, USD Million
TABLE 23 Europe QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 24 Europe QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 25 Europe Face-to-Face Market by Country, 2021 - 2024, USD Million
TABLE 26 Europe Face-to-Face Market by Country, 2025 - 2032, USD Million
TABLE 27 Europe Remote Market by Country, 2021 - 2024, USD Million
TABLE 28 Europe Remote Market by Country, 2025 - 2032, USD Million
TABLE 29 Europe QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 30 Europe QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 31 Europe Restaurant Market by Country, 2021 - 2024, USD Million
TABLE 32 Europe Restaurant Market by Country, 2025 - 2032, USD Million
TABLE 33 Europe Retail & E-commerce Market by Country, 2021 - 2024, USD Million
TABLE 34 Europe Retail & E-commerce Market by Country, 2025 - 2032, USD Million
TABLE 35 Europe E-ticket Booking Market by Country, 2021 - 2024, USD Million
TABLE 36 Europe E-ticket Booking Market by Country, 2025 - 2032, USD Million
TABLE 37 Europe Other End-user Market by Country, 2021 - 2024, USD Million
TABLE 38 Europe Other End-user Market by Country, 2025 - 2032, USD Million
TABLE 39 Europe QR Code Payment Market by Country, 2021 - 2024, USD Million
TABLE 40 Europe QR Code Payment Market by Country, 2025 - 2032, USD Million
TABLE 41 Germany QR Code Payment Market, 2021 - 2024, USD Million
TABLE 42 Germany QR Code Payment Market, 2025 - 2032, USD Million
TABLE 43 Germany QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 44 Germany QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 45 Germany QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 46 Germany QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 47 Germany QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 48 Germany QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 49 Germany QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 50 Germany QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 51 Germany QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 52 Germany QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 53 UK QR Code Payment Market, 2021 - 2024, USD Million
TABLE 54 UK QR Code Payment Market, 2025 - 2032, USD Million
TABLE 55 UK QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 56 UK QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 57 UK QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 58 UK QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 59 UK QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 60 UK QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 61 UK QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 62 UK QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 63 UK QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 64 UK QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 65 France QR Code Payment Market, 2021 - 2024, USD Million
TABLE 66 France QR Code Payment Market, 2025 - 2032, USD Million
TABLE 67 France QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 68 France QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 69 France QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 70 France QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 71 France QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 72 France QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 73 France QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 74 France QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 75 France QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 76 France QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 77 Russia QR Code Payment Market, 2021 - 2024, USD Million
TABLE 78 Russia QR Code Payment Market, 2025 - 2032, USD Million
TABLE 79 Russia QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 80 Russia QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 81 Russia QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 82 Russia QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 83 Russia QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 84 Russia QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 85 Russia QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 86 Russia QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 87 Russia QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 88 Russia QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 89 Spain QR Code Payment Market, 2021 - 2024, USD Million
TABLE 90 Spain QR Code Payment Market, 2025 - 2032, USD Million
TABLE 91 Spain QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 92 Spain QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 93 Spain QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 94 Spain QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 95 Spain QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 96 Spain QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 97 Spain QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 98 Spain QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 99 Spain QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 100 Spain QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 101 Italy QR Code Payment Market, 2021 - 2024, USD Million
TABLE 102 Italy QR Code Payment Market, 2025 - 2032, USD Million
TABLE 103 Italy QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 104 Italy QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 105 Italy QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 106 Italy QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 107 Italy QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 108 Italy QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 109 Italy QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 110 Italy QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 111 Italy QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 112 Italy QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 113 Rest of Europe QR Code Payment Market, 2021 - 2024, USD Million
TABLE 114 Rest of Europe QR Code Payment Market, 2025 - 2032, USD Million
TABLE 115 Rest of Europe QR Code Payment Market by Offerings, 2021 - 2024, USD Million
TABLE 116 Rest of Europe QR Code Payment Market by Offerings, 2025 - 2032, USD Million
TABLE 117 Rest of Europe QR Code Payment Market by Solution Type, 2021 - 2024, USD Million
TABLE 118 Rest of Europe QR Code Payment Market by Solution Type, 2025 - 2032, USD Million
TABLE 119 Rest of Europe QR Code Payment Market by Payment Type, 2021 - 2024, USD Million
TABLE 120 Rest of Europe QR Code Payment Market by Payment Type, 2025 - 2032, USD Million
TABLE 121 Rest of Europe QR Code Payment Market by Transaction Channel, 2021 - 2024, USD Million
TABLE 122 Rest of Europe QR Code Payment Market by Transaction Channel, 2025 - 2032, USD Million
TABLE 123 Rest of Europe QR Code Payment Market by End-user, 2021 - 2024, USD Million
TABLE 124 Rest of Europe QR Code Payment Market by End-user, 2025 - 2032, USD Million
TABLE 125 Key Information – PayPal Holdings, Inc.
TABLE 126 Key Information – One97 Communications Limited
TABLE 127 Key Information – Google Pay
TABLE 128 Key Information – Square, Inc.
TABLE 129 Key Information – PaymentCloud Inc.
TABLE 130 Key Information – Ecentric Payment Systems (Pty) Ltd
TABLE 131 Key Information – Revolut Ltd.
TABLE 132 Key Information – Nearex Pte Ltd.
TABLE 133 Key information – ACI Worldwide, Inc.
TABLE 134 Key Information – LINE Pay Taiwan Limited
List of Figures
FIG 1 Methodology for the research
FIG 2 Europe QR Code Payment Market, 2021 - 2032, USD Million
FIG 3 Key Factors Impacting Europe QR Code Payment Market
FIG 4 KBV Cardinal Matrix
FIG 5 Key Leading Strategies: Percentage Distribution (2021-2025)
FIG 6 Key Strategic Move: (Product Launches and Product Expansions : 2021, Feb – 2025, May) Leading Players
FIG 7 Porter’s Five Forces Analysis – QR Code Payment Market
FIG 8 Value Chain Analysis of QR Code Payment Market
FIG 9 Europe QR Code Payment Market share by Offerings, 2024
FIG 10 Europe QR Code Payment Market share by Offerings, 2032
FIG 11 Europe QR Code Payment Market by Offerings, 2021 - 2032, USD Million
FIG 12 Europe QR Code Payment Market share by Solution Type, 2024
FIG 13 Europe QR Code Payment Market share by Solution Type, 2032
FIG 14 Europe QR Code Payment Market by Solution Type, 2021 - 2032, USD Million
FIG 15 Europe QR Code Payment Market share by Payment Type, 2024
FIG 16 Europe QR Code Payment Market share by Payment Type, 2032
FIG 17 Europe QR Code Payment Market by Payment Type, 2021 - 2032, USD Million
FIG 18 Europe QR Code Payment Market share by Transaction Channel, 2024
FIG 19 Europe QR Code Payment Market share by Transaction Channel, 2032
FIG 20 Europe QR Code Payment Market by Transaction Channel, 2021 - 2032, USD Million
FIG 21 Europe QR Code Payment Market share by End-user, 2024
FIG 22 Europe QR Code Payment Market share by End-user, 20232
FIG 23 Europe QR Code Payment Market by End-user, 2021 - 2032, USD Million
FIG 24 Europe QR Code Payment Market share by Country, 2024
FIG 25 Europe QR Code Payment Market share by Country, 2032
FIG 26 Europe QR Code Payment Market by Country, 2021 - 2032, USD Million
FIG 27 Recent strategies and developments: PayPal Holdings, Inc.