The Asia Pacific AI Agents In Financial Services Market would witness market growth of 45.3% CAGR during the forecast period (2025-2032).
The China market dominated the Asia Pacific AI Agents In Financial Services Market by Country in 2024, and would continue to be a dominant market till 2032; thereby, achieving a market value of $689.6 million by 2032. The Japan market is registering a CAGR of 44.3% during (2025 - 2032). Additionally, The India market would showcase a CAGR of 46.2% during (2025 - 2032).

AI agents execute high-speed trades in capital markets by analyzing market data, sentiment, and historical trends, optimizing returns, and minimizing risks in volatile environments. They also facilitate credit scoring for underserved populations by analyzing alternative data, such as digital footprints, enabling access to loans and financial products in emerging markets. The adoption of AI agents in financial services has accelerated significantly, driven by technological advancements, competitive pressures, and the need for operational resilience.
Globally, adoption is gaining momentum in regions like Asia-Pacific, where countries such as China and India leverage government-backed AI initiatives and growing digital economies to deploy AI agents. For example, China’s fintech sector has widely adopted AI-driven credit scoring and fraud detection tools, supported by policies promoting digital transformation. The UK and Germany are key hubs in Europe, with financial institutions focusing on RegTech and customer engagement solutions to comply with GDPR and other regulations.
The rapid evolution of digital finance and technological innovation is reshaping the global financial services industry. As of Q4 2023, China’s banking institutions had amassed RMB 417.3 trillion in total assets, representing a 9.9% year-on-year growth. Large commercial banks accounted for 42.4% of this, with assets rising 13.1%, indicating robust financial activity and deepening complexity within the sector. India is home to one of the fastest-growing fintech ecosystems globally. With the market size projected to triple from $50 billion in 2021 to $150 billion by 2025, this expansion drives the widespread adoption of digital payments, lending, and insurance platforms. Across emerging Asian economies, digital finance holds the potential to provide financial access to 1.6 billion individuals, over half of whom are women. Australia’s insurance industry reported a net profit of $4.6 billion and a 14% return on net assets as of June 2023, showcasing financial robustness. Thus, the collective trends in China’s expanding banking assets, India’s booming fintech sector, Asia’s drive for digital financial inclusion, and Australia’s profitable insurance industry converging to accelerate the adoption of AI agents in financial services.
Free Valuable Insights: The Global AI Agents In Financial Services Market is Predict to reach USD 8.95 Billion by 2032, at a CAGR of 44.5%
Based on Type, the market is segmented into Fraud Detection Agents, Customer Service Agents, Risk Management Agents, Credit Scoring Agents, Compliance & Regulatory Agents, and Other Type. Based on Technology, the market is segmented into Large Language Models (LLMs), Machine Learning (ML) & Deep Learning, Robotic Process Automation (RPA), Cloud Computing & APIs, and Other Technology. Based on Institutional Type, the market is segmented into Traditional Banks, FinTech Companies, InsurTech Firms, and Other Institutional Type. Based on countries, the market is segmented into China, Japan, India, South Korea, Singapore, Malaysia, and Rest of Asia Pacific.
List of Key Companies Profiled
- Accenture PLC
- Amazon Web Services, Inc. (Amazon.com, Inc.)
- Google LLC (Alphabet Inc.)
- Microsoft Corporation
- Oracle Corporation
- IBM Corporation
- NVIDIA Corporation
- Salesforce, Inc.
- SAP SE
- Temenos AG
Asia Pacific AI Agents In Financial Services Market Report Segmentation
By Type
- Fraud Detection Agents
- Customer Service Agents
- Risk Management Agents
- Credit Scoring Agents
- Compliance & Regulatory Agents
- Other Type
By Technology
- Large Language Models (LLMs)
- Machine Learning (ML) & Deep Learning
- Robotic Process Automation (RPA)
- Cloud Computing & APIs
- Other Technology
By Institutional Type
- Traditional Banks
- FinTech Companies
- InsurTech Firms
- Other Institutional Type
By Country
- China
- Japan
- India
- South Korea
- Singapore
- Malaysia
- Rest of Asia Pacific
Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 Asia Pacific AI Agents In Financial Services Market, by Type
1.4.2 Asia Pacific AI Agents In Financial Services Market, by Technology
1.4.3 Asia Pacific AI Agents In Financial Services Market, by Institutional Type
1.4.4 Asia Pacific AI Agents In Financial Services Market, by Country
1.5 Methodology for the research
Chapter 2. Market at a Glance
2.1 Key Highlights
Chapter 3. Market Overview
3.1 Introduction
3.1.1 Overview
3.1.1.1 Market Composition and Scenario
3.2 Key Factors Impacting the Market
3.2.1 Market Drivers
3.2.2 Market Restraints
3.2.3 Market Opportunities
3.2.4 Market Challenges
Chapter 4. Competition Analysis - Global
4.1 KBV Cardinal Matrix
4.2 Recent Industry Wide Strategic Developments
4.2.1 Partnerships, Collaborations and Agreements
4.2.2 Product Launches and Product Expansions
4.3 Market Share Analysis, 2024
4.4 Top Winning Strategies
4.4.1 Key Leading Strategies: Percentage Distribution (2021-2025)
4.4.2 Key Strategic Move: (Partnerships, Collaborations & Agreements: 2024, Feb – 2025, Apr) Leading Players
4.5 Porter Five Forces Analysis
Chapter 5. Asia Pacific AI Agents In Financial Services Market by Type
5.1 Asia Pacific Fraud Detection Agents Market by Country
5.2 Asia Pacific Customer Service Agents Market by Country
5.3 Asia Pacific Risk Management Agents Market by Country
5.4 Asia Pacific Credit Scoring Agents Market by Country
5.5 Asia Pacific Compliance & Regulatory Agents Market by Country
5.6 Asia Pacific Other Type Market by Country
Chapter 6. Asia Pacific AI Agents In Financial Services Market by Technology
6.1 Asia Pacific Large Language Models (LLMs) Market by Country
6.2 Asia Pacific Machine Learning (ML) & Deep Learning Market by Country
6.3 Asia Pacific Robotic Process Automation (RPA) Market by Country
6.4 Asia Pacific Cloud Computing & APIs Market by Country
6.5 Asia Pacific Other Technology Market by Country
Chapter 7. Asia Pacific AI Agents In Financial Services Market by Institutional Type
7.1 Asia Pacific Traditional Banks Market by Country
7.2 Asia Pacific FinTech Companies Market by Country
7.3 Asia Pacific InsurTech Firms Market by Country
7.4 Asia Pacific Other Institutional Type Market by Country
Chapter 8. Asia Pacific AI Agents In Financial Services Market by Country
8.1 China AI Agents In Financial Services Market
8.1.1 China AI Agents In Financial Services Market by Type
8.1.2 China AI Agents In Financial Services Market by Technology
8.1.3 China AI Agents In Financial Services Market by Institutional Type
8.2 Japan AI Agents In Financial Services Market
8.2.1 Japan AI Agents In Financial Services Market by Type
8.2.2 Japan AI Agents In Financial Services Market by Technology
8.2.3 Japan AI Agents In Financial Services Market by Institutional Type
8.3 India AI Agents In Financial Services Market
8.3.1 India AI Agents In Financial Services Market by Type
8.3.2 India AI Agents In Financial Services Market by Technology
8.3.3 India AI Agents In Financial Services Market by Institutional Type
8.4 South Korea AI Agents In Financial Services Market
8.4.1 South Korea AI Agents In Financial Services Market by Type
8.4.2 South Korea AI Agents In Financial Services Market by Technology
8.4.3 South Korea AI Agents In Financial Services Market by Institutional Type
8.5 Singapore AI Agents In Financial Services Market
8.5.1 Singapore AI Agents In Financial Services Market by Type
8.5.2 Singapore AI Agents In Financial Services Market by Technology
8.5.3 Singapore AI Agents In Financial Services Market by Institutional Type
8.6 Malaysia AI Agents In Financial Services Market
8.6.1 Malaysia AI Agents In Financial Services Market by Type
8.6.2 Malaysia AI Agents In Financial Services Market by Technology
8.6.3 Malaysia AI Agents In Financial Services Market by Institutional Type
8.7 Rest of Asia Pacific AI Agents In Financial Services Market
8.7.1 Rest of Asia Pacific AI Agents In Financial Services Market by Type
8.7.2 Rest of Asia Pacific AI Agents In Financial Services Market by Technology
8.7.3 Rest of Asia Pacific AI Agents In Financial Services Market by Institutional Type
Chapter 9. Company Profiles
9.1 Accenture PLC
9.1.1 Company Overview
9.1.2 Financial Analysis
9.1.3 Segmental Analysis
9.1.4 Recent strategies and developments:
9.1.4.1 Partnerships, Collaborations, and Agreements:
9.1.4.2 Product Launches and Product Expansions:
9.1.5 SWOT Analysis
9.2 Amazon Web Services, Inc. (Amazon.com, Inc.)
9.2.1 Company Overview
9.2.2 Financial Analysis
9.2.3 Segmental and Regional Analysis
9.2.4 Recent strategies and developments:
9.2.4.1 Partnerships, Collaborations, and Agreements:
9.2.5 SWOT Analysis
9.3 Google LLC (Alphabet Inc.)
9.3.1 Company Overview
9.3.2 Financial Analysis
9.3.3 Segmental and Regional Analysis
9.3.4 Research & Development Expenses
9.3.5 Recent strategies and developments:
9.3.5.1 Partnerships, Collaborations, and Agreements:
9.3.5.2 Product Launches and Product Expansions:
9.3.6 SWOT Analysis
9.4 Microsoft Corporation
9.4.1 Company Overview
9.4.2 Financial Analysis
9.4.3 Segmental and Regional Analysis
9.4.4 Research & Development Expenses
9.4.5 Recent strategies and developments:
9.4.5.1 Partnerships, Collaborations, and Agreements:
9.4.5.2 Product Launches and Product Expansions:
9.4.6 SWOT Analysis
9.5 Oracle Corporation
9.5.1 Company Overview
9.5.2 Financial Analysis
9.5.3 Segmental and Regional Analysis
9.5.4 Research & Development Expense
9.5.5 Recent strategies and developments:
9.5.5.1 Product Launches and Product Expansions:
9.5.6 SWOT Analysis
9.6 IBM Corporation
9.6.1 Company Overview
9.6.2 Financial Analysis
9.6.3 Regional & Segmental Analysis
9.6.4 Research & Development Expenses
9.6.5 Recent strategies and developments:
9.6.5.1 Partnerships, Collaborations, and Agreements:
9.6.6 SWOT Analysis
9.7 NVIDIA Corporation
9.7.1 Company Overview
9.7.2 Financial Analysis
9.7.3 Segmental and Regional Analysis
9.7.4 Research & Development Expenses
9.7.5 Recent strategies and developments:
9.7.5.1 Partnerships, Collaborations, and Agreements:
9.7.6 SWOT Analysis
9.8 Salesforce, Inc.
9.8.1 Company Overview
9.8.2 Financial Analysis
9.8.3 Regional Analysis
9.8.4 Research & Development Expenses
9.8.5 Recent strategies and developments:
9.8.5.1 Partnerships, Collaborations, and Agreements:
9.8.6 SWOT Analysis
9.9 SAP SE
9.9.1 Company Overview
9.9.2 Financial Analysis
9.9.3 Regional Analysis
9.9.4 Research & Development Expense
9.9.5 Recent strategies and developments:
9.9.5.1 Partnerships, Collaborations, and Agreements:
9.9.6 SWOT Analysis
9.10. Temenos AG
9.10.1 Company Overview
9.10.2 Financial Analysis
9.10.3 Segmental Analysis
9.10.4 SWOT Analysis
TABLE 1 Asia Pacific AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 2 Asia Pacific AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 3 Partnerships, Collaborations and Agreements– AI Agents In Financial Services Market
TABLE 4 Product Launches And Product Expansions– AI Agents In Financial Services Market
TABLE 5 Asia Pacific AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 6 Asia Pacific AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 7 Asia Pacific Fraud Detection Agents Market by Country, 2021 - 2024, USD Million
TABLE 8 Asia Pacific Fraud Detection Agents Market by Country, 2025 - 2032, USD Million
TABLE 9 Asia Pacific Customer Service Agents Market by Country, 2021 - 2024, USD Million
TABLE 10 Asia Pacific Customer Service Agents Market by Country, 2025 - 2032, USD Million
TABLE 11 Asia Pacific Risk Management Agents Market by Country, 2021 - 2024, USD Million
TABLE 12 Asia Pacific Risk Management Agents Market by Country, 2025 - 2032, USD Million
TABLE 13 Asia Pacific Credit Scoring Agents Market by Country, 2021 - 2024, USD Million
TABLE 14 Asia Pacific Credit Scoring Agents Market by Country, 2025 - 2032, USD Million
TABLE 15 Asia Pacific Compliance & Regulatory Agents Market by Country, 2021 - 2024, USD Million
TABLE 16 Asia Pacific Compliance & Regulatory Agents Market by Country, 2025 - 2032, USD Million
TABLE 17 Asia Pacific Other Type Market by Country, 2021 - 2024, USD Million
TABLE 18 Asia Pacific Other Type Market by Country, 2025 - 2032, USD Million
TABLE 19 Asia Pacific AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 20 Asia Pacific AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 21 Asia Pacific Large Language Models (LLMs) Market by Country, 2021 - 2024, USD Million
TABLE 22 Asia Pacific Large Language Models (LLMs) Market by Country, 2025 - 2032, USD Million
TABLE 23 Asia Pacific Machine Learning (ML) & Deep Learning Market by Country, 2021 - 2024, USD Million
TABLE 24 Asia Pacific Machine Learning (ML) & Deep Learning Market by Country, 2025 - 2032, USD Million
TABLE 25 Asia Pacific Robotic Process Automation (RPA) Market by Country, 2021 - 2024, USD Million
TABLE 26 Asia Pacific Robotic Process Automation (RPA) Market by Country, 2025 - 2032, USD Million
TABLE 27 Asia Pacific Cloud Computing & APIs Market by Country, 2021 - 2024, USD Million
TABLE 28 Asia Pacific Cloud Computing & APIs Market by Country, 2025 - 2032, USD Million
TABLE 29 Asia Pacific Other Technology Market by Country, 2021 - 2024, USD Million
TABLE 30 Asia Pacific Other Technology Market by Country, 2025 - 2032, USD Million
TABLE 31 Asia Pacific AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 32 Asia Pacific AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 33 Asia Pacific Traditional Banks Market by Country, 2021 - 2024, USD Million
TABLE 34 Asia Pacific Traditional Banks Market by Country, 2025 - 2032, USD Million
TABLE 35 Asia Pacific FinTech Companies Market by Country, 2021 - 2024, USD Million
TABLE 36 Asia Pacific FinTech Companies Market by Country, 2025 - 2032, USD Million
TABLE 37 Asia Pacific InsurTech Firms Market by Country, 2021 - 2024, USD Million
TABLE 38 Asia Pacific InsurTech Firms Market by Country, 2025 - 2032, USD Million
TABLE 39 Asia Pacific Other Institutional Type Market by Country, 2021 - 2024, USD Million
TABLE 40 Asia Pacific Other Institutional Type Market by Country, 2025 - 2032, USD Million
TABLE 41 Asia Pacific AI Agents In Financial Services Market by Country, 2021 - 2024, USD Million
TABLE 42 Asia Pacific AI Agents In Financial Services Market by Country, 2025 - 2032, USD Million
TABLE 43 China AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 44 China AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 45 China AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 46 China AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 47 China AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 48 China AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 49 China AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 50 China AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 51 Japan AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 52 Japan AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 53 Japan AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 54 Japan AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 55 Japan AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 56 Japan AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 57 Japan AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 58 Japan AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 59 India AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 60 India AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 61 India AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 62 India AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 63 India AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 64 India AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 65 India AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 66 India AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 67 South Korea AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 68 South Korea AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 69 South Korea AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 70 South Korea AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 71 South Korea AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 72 South Korea AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 73 South Korea AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 74 South Korea AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 75 Singapore AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 76 Singapore AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 77 Singapore AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 78 Singapore AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 79 Singapore AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 80 Singapore AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 81 Singapore AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 82 Singapore AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 83 Malaysia AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 84 Malaysia AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 85 Malaysia AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 86 Malaysia AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 87 Malaysia AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 88 Malaysia AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 89 Malaysia AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 90 Malaysia AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 91 Rest of Asia Pacific AI Agents In Financial Services Market, 2021 - 2024, USD Million
TABLE 92 Rest of Asia Pacific AI Agents In Financial Services Market, 2025 - 2032, USD Million
TABLE 93 Rest of Asia Pacific AI Agents In Financial Services Market by Type, 2021 - 2024, USD Million
TABLE 94 Rest of Asia Pacific AI Agents In Financial Services Market by Type, 2025 - 2032, USD Million
TABLE 95 Rest of Asia Pacific AI Agents In Financial Services Market by Technology, 2021 - 2024, USD Million
TABLE 96 Rest of Asia Pacific AI Agents In Financial Services Market by Technology, 2025 - 2032, USD Million
TABLE 97 Rest of Asia Pacific AI Agents In Financial Services Market by Institutional Type, 2021 - 2024, USD Million
TABLE 98 Rest of Asia Pacific AI Agents In Financial Services Market by Institutional Type, 2025 - 2032, USD Million
TABLE 99 Key Information – Accenture PLC
TABLE 100 Key Information – Amazon Web Services, Inc.
TABLE 101 Key Information – Google LLC
TABLE 102 Key Information – Microsoft Corporation
TABLE 103 Key Information – Oracle Corporation
TABLE 104 Key Information – IBM Corporation
TABLE 105 Key Information – NVIDIA Corporation
TABLE 106 Key Information – Salesforce, Inc.
TABLE 107 Key Information – SAP SE
TABLE 108 Key Information – Temenos AG
List of Figures
FIG 1 Methodology for the research
FIG 2 Asia Pacific AI Agents In Financial Services Market, 2021 - 2032, USD Million
FIG 3 Key Factors Impacting AI Agents In Financial Services Market
FIG 4 KBV Cardinal Matrix
FIG 5 Market Share Analysis, 2024
FIG 6 Key Leading Strategies: Percentage Distribution (2021-2025)
FIG 7 Key Strategic Move: (Partnerships, Collaborations & Agreements: 2024, Feb – 2025, Apr) Leading Players
FIG 8 Porter’s Five Forces Analysis – AI Agents In Financial Services Market
FIG 9 Asia Pacific AI Agents In Financial Services Market share by Type, 2024
FIG 10 Asia Pacific AI Agents In Financial Services Market share by Type, 2032
FIG 11 Asia Pacific AI Agents In Financial Services Market by Type, 2021 - 2032, USD Million
FIG 12 Asia Pacific AI Agents In Financial Services Market share by Technology, 2024
FIG 13 Asia Pacific AI Agents In Financial Services Market share by Technology, 2032
FIG 14 Asia Pacific AI Agents In Financial Services Market by Technology, 2021 - 2032, USD Million
FIG 15 Asia Pacific AI Agents In Financial Services Market share by Institutional Type, 2024
FIG 16 Asia Pacific AI Agents In Financial Services Market share by Institutional Type, 2032
FIG 17 Asia Pacific AI Agents In Financial Services Market by Institutional Type, 2021 - 2032, USD Million
FIG 18 Asia Pacific AI Agents In Financial Services Market share by Country, 2024
FIG 19 Asia Pacific AI Agents In Financial Services Market share by Country, 2032
FIG 20 Asia Pacific AI Agents In Financial Services Market by Country, 2021 - 2032, USD Million
FIG 21 Recent strategies and developments: Accenture PLC
FIG 22 SWOT Analysis: Accenture PLC
FIG 23 SWOT Analysis: Amazon Web Services, Inc.
FIG 24 Recent strategies and developments: Google LLC
FIG 25 SWOT Analysis: Google LLC
FIG 26 Recent strategies and developments: Microsoft Corporation
FIG 27 SWOT Analysis: Microsoft Corporation
FIG 28 SWOT Analysis: Oracle Corporation
FIG 29 SWOT Analysis: IBM Corporation
FIG 30 SWOT Analysis: NVIDIA Corporation
FIG 31 SWOT Analysis: Salesforce, Inc.
FIG 32 SWOT Analysis: SAP SE
FIG 33 Swot Analysis: Temenos AG